Provides a regular income if, due to illness or injury, you suffer a loss of earnings during the term. Here are some things you many wish to consider:
- What is the total of your monthly outgoings?
- Can you afford them without your income?
- Do you have savings?
- How long would your savings last without your income?
- What if you are unable to work for longer than that?
When considering that inflation will reduce the spending power of any money that may be paid out in the future; therefore you should review the amount of cover on a regular basis or considering using increasing cover that could help reduce the impact of inflation upon the amount available if a successful claim is made.
Can you afford to be without it?
The weekly rate for Statutory Sick Pay (SSP) is £123.25 for up to 28 weeks (Source: GOV.CO.UK 2026).
Average weekly household spending in the financial year ending 2025 was £567.60 (Source: Office for National Statistics - 2024-2025).
It could happen to anyone...it could happen to you
Your Mortgage and Protection Consultant can talk you through your options and recommend a solution for you. Contact us today to discuss your insurance requirements – without any obligation, request a call back using the form below and we will call you to arrange an appointment at a time and place most convenient for you.
