Our AXA Homeowner Insurance offers extensive cover, with flexible options to suit your needs.
Without adequate protection, one single incident, such as fire or burglary, can have a devastating effect on you and your home. Insurance can’t stop the incident happening, but it can help put things back the way they were – quickly and with the minimum of fuss.
Buildings and contents cover
Buildings cover is a requirement of most mortgages; it protects against loss due to unforeseen circumstances, such as storm, fire and flood. Accidental damage to buildings is included as standard within this cover.
Contents insurance provides cover against loss or damage to the contents of your home as a result of an incident, such as fire, flood or theft. Additional accidental damage cover is available as an option, to provide peace of mind in the event of unforeseen accidents in the home, e.g. paint spillage on carpets.
See below for further details of our policy features and options available.
Policy features
Buildings
- Full accidental damage cover to the building included as standard.
- Alternative accommodation
- Property Owners Liability cover up to £2m.
- Replacement locks up to £1K
Contents
- Contents cover of £75K
- Contents in a garage or outbuilding up to £75K
Options
- Home Emergency cover
- Legal Expenses
- Personal Possession cover
- Option to add Accidental Damage cover for Contents
Terms and conditions, exclusions, limitations and eligibility criteria apply. These are contained within the policy booklet, a copy of which is available on request.
Insurance policies are underwritten by AXA Insurance UK plc, with the exception of Legal Expenses, which is underwritten by AmTrust Europe Limited, and Home Assistance, which is underwritten by Inter Partner Assistance SA, a wholly owned subsidiary of AXA Assistance SA and part of the worldwide AXA Group.
