A homeowner fixing tiles to the wall, with his dog looking on

Homeowner Insurance

Buying a home will be one of your biggest investments, so we provide a range of cover options to protect your home and contents.

Our AXA Homeowner Insurance offers extensive cover, with flexible options to suit your needs.

Without adequate protection, one single incident, such as fire or burglary, can have a devastating effect on you and your home. Insurance can’t stop the incident happening, but it can help put things back the way they were – quickly and with the minimum of fuss.

Buildings and contents cover

Buildings cover is a requirement of most mortgages; it protects against loss due to unforeseen circumstances, such as storm, fire and flood. Accidental damage to buildings is included as standard within this cover.

Contents insurance provides cover against loss or damage to the contents of your home as a result of an incident, such as fire, flood or theft. Additional accidental damage cover is available as an option, to provide peace of mind in the event of unforeseen accidents in the home, e.g. paint spillage on carpets. 

See below for further details of our policy features and options available.

Policy features


  • Full accidental damage cover to the building included as standard.
  • Alternative accommodation
  • Property Owners Liability cover up to £2m.
  • Replacement locks up to £1K


  • Contents cover of £75K
  • Contents in a garage or outbuilding up to £75K


  • Home Emergency cover
  • Legal Expenses
  • Personal Possession cover
  • Option to add Accidental Damage cover for Contents

Terms and conditions, exclusions, limitations and eligibility criteria apply. These are contained within the policy booklet, a copy of which is available on request.

Insurance policies are underwritten by AXA Insurance UK plc, with the exception of Legal Expenses, which is underwritten by AmTrust Europe Limited, and Home Assistance, which is underwritten by Inter Partner Assistance SA, a wholly owned subsidiary of AXA Assistance SA and part of the worldwide AXA Group.

Call our non-advised sales team on 01908 961399 or

Request a call back

We will respond to your request within 24 hours. If your enquiry is made after 4pm, Monday-Friday, or at weekends, then you will be contacted on the next working day.

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Get in touch

Our Countrywide Insurance Services team is available to help you choose the product that is right for you.

Please let us know if you are experiencing financial difficulties or struggling to keep up with your payments. Call us on 01908 961399 and speak to our dedicated customer support team who will make every effort to assist you.

Opening hours

Monday – Friday: 08:30 – 17:30