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Mortgage valuations

Find out what happens when we are asked to value a property when mortgage finance is being arranged.

A valuation is an opinion of value of a property provided by an appropriately trained and regulated RICS Valuer. Valuations may be obtained for a variety of purposes.

Most of the valuations undertaken by Countrywide Surveying Services are for mortgage lenders wishing to ensure a property is suitable security for lending purposes.

A valuation for mortgage purposes is based on a limited visual inspection. It only reflects matters which are considered so significant that they may affect value or concern the mortgage lender. While the condition of a property will be considered and reflected in the valuation, defects or problems are unlikely to be detailed in the report prepared by the valuer.

For example: dampness may be discovered during the inspection, however, if it's not considered to affect the value, then it will often not be reported.

For more advice or to book a survey with us, speak to one our team on 0161 401 2917

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Guidance & FAQs

Information and guidance on choosing the surveying services most suitable for your needs.

Choosing a survey

Investing time and money into a property is not something to do without proper advice and understanding the condition of the building.

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Property valuations

Find out what happens when we are asked to value a property for secured lending purposes.

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Property inspections

What to expect before and during a property inspection will vary depending on whether it's for survey or mortgage valuation purposes.

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Understanding your survey

Your survey is an important document, you should read it from cover to cover and highlight any sections which you don’t understand or want to discuss further.

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