Mortgages

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First time buyers

Take your first steps onto the property ladder with our complete mortgage advice service.

We know buying your first home is a big step. You’ve been saving hard and are looking forward to getting the keys to your very own property. We also know you’re likely to have lots of questions about the process. How should you choose a home? Is your deposit big enough? What mortgage is best for you?

When taking your first steps onto the property ladder, Countrywide Mortgage Services are here to help you every step of the way. Our advice and recommendation service with expert Mortgage Consultants will help you find the best mortgage for you.

Our latest top mortgages

A first time buyer looking for the lowest initial monthly payment with a property purchase price of £195,000, a deposit of £40,000, a loan amount of £155,000 (Loan to Value 80%) and a mortgage term of 29 years.

  • Initial Rate The rate you will pay at the start of your mortgage.
    1.63% (tracker) then 4.24% (variable)
  • Product Details What sort of mortgage it is.
    1.63% (Bank Base Rate+0.88%) until 31 Mar 2021
  • APRC The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to you (including fees and charges), expressed as an annual percentage. It can help you compare costs.
    3.9% APRC
  • Lender Fees The total of the lender's fees.
    £1,199.00
  • Initial Rate The rate you will pay at the start of your mortgage.
    1.64% (fixed) then 4.99% (variable)
  • Product Details What sort of mortgage it is.
    1.64% (Fixed) until 28 Feb 2021
  • APRC The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to you (including fees and charges), expressed as an annual percentage. It can help you compare costs.
    4.54% APRC
  • Lender Fees The total of the lender's fees.
    £999.00
  • Initial Rate The rate you will pay at the start of your mortgage.
    1.65% (fixed) then 4.24% (variable)
  • Product Details What sort of mortgage it is.
    1.65% (Fixed) until 31 Jan 2021
  • APRC The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to you (including fees and charges), expressed as an annual percentage. It can help you compare costs.
    3.93% APRC
  • Lender Fees The total of the lender's fees.
    £1,034.00
  • Initial Rate The rate you will pay at the start of your mortgage.
    1.72% (tracker) then 4.24% (variable)
  • Product Details What sort of mortgage it is.
    1.72% (Bank of England Base Rate+0.97% col 0.97%) for 24 months
  • APRC The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to you (including fees and charges), expressed as an annual percentage. It can help you compare costs.
    3.96% APRC
  • Lender Fees The total of the lender's fees.
    £1,034.00
  • Initial Rate The rate you will pay at the start of your mortgage.
    1.73% (fixed) then 4.24% (variable)
  • Product Details What sort of mortgage it is.
    1.73% (Fixed) until 31 Mar 2021
  • APRC The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to you (including fees and charges), expressed as an annual percentage. It can help you compare costs.
    3.92% APRC
  • Lender Fees The total of the lender's fees.
    £1,199.00

Exclusive deals

As well as the thousands of mortgage schemes currently available through Countrywide, our panel of mortgage lenders also provides us with a selection of exclusive deals.

View our latest deals
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Which mortgage?

The range of mortgages in the market can seem daunting, so we’ve put together this simple guide to help you choose the best option for you.

Download guide

Mortgage calculator

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Mortgage type? Option must not be empty

Estimated monthly payment

£{{total | currency : '' : 0}} Call us on 0800 118 2825
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Help to Buy

If you’re looking for some help with buying a home, the Government operates various schemes you might be eligible for.

Find out more

Request a call back

We will respond to your request within 24 hours. If your enquiry is made after 4pm, Monday-Friday, or at weekends, then you will be contacted on the next working day.

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Protect yourself and your property

We have a range of flexible insurance products that can be tailored to meet your individual needs.

Other services from Countrywide

Sales & lettings

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Sales & lettings

Insurance

From person to property, our flexible insurance packages are tailored to your needs.

Insurance

Surveying

With a range of surveys to choose from, you can trust us to give you the low-down on the condition of a property before you buy.

Surveying

Conveyancing

We offer a range of conveyancing services, including sale and purchase, remortgage and separate legal representation.

Conveyancing

Get in touch

Our expert team of Mortgage & Protection Consultants are available to help you find the best mortgage for you - get in touch to book an appointment.

Opening hours

Monday – Thursday 09:00 – 19:45
Friday 09:00 – 17:30